Mortgage Matters

This episode of Mortgage Matters focuses on what families and students are really facing in Las Vegas schools, with a conversation featuring Melissa Marzan from Ruby Thomas Elementary.

The discussion highlights the realities of student homelessness in Southern Nevada, where more than 13,000 students are experiencing housing instability. It explores what that looks like day to day, how it impacts children and families, and the role schools and community support systems play in creating stability.

The episode also reflects on the Ruby Thomas Elementary toy drive and the impact it had on students, along with the importance of community involvement beyond the holiday season.

Also discussed is the Title I HOPE documentary, Learning to Survive: A Lesson in Student Homelessness, which shares real stories from students and families across the district. A screening will be held on April 27 at 10:30 AM at the West Charleston Library, providing an opportunity to better understand the challenges many families are facing and how the community can support.

At the beginning of the show, upcoming Nevada homebuyer education opportunities are covered, including the Path to Homeownership workshop and the Nevada Housing Division Home Is Possible class. The Worker Advantage program is also discussed, including how eligible buyers may access up to $20,000 for down payment assistance and interest rate buydown options.

This episode connects housing, education, and stability, and highlights why access to all three matters.

Heidi Griffith (NMLS #2247754) and Roland Daniels (NMLS #355859) are mortgage advisors with Geneva Financial (NMLS #42056) in Las Vegas and hosts of Mortgage Matters Radio on KUNV 91.5. Through their radio show and homebuyer education workshops, they focus on helping people understand credit, finances, and how to prepare for homeownership.

They regularly teach homebuyer education classes that cover financial readiness, credit preparation, and programs available to Nevada homebuyers.