People don't call us because they need a mortgage. They call us because they need help making a housing decision.

Mortgage Matters is a Las Vegas, Nevada-based radio show and podcast hosted by mortgage advisors Roland Daniels (NMLS 355859) and Heidi Griffith (NMLS 2247754) with Geneva Financial. Airing every Sunday at 7:30 AM on KUNV 91.5 and available wherever you listen to podcasts, the show explores the real-life decisions, opportunities, challenges, and financial realities that shape where and how we live.

Every week, Roland and Heidi tackle the housing conversations people are already having around kitchen tables, at family gatherings, and on social media. Should I buy or wait? Is my first home supposed to be my dream home? Should I move up, downsize, invest, or stay put? How do I build wealth through real estate? What's the smartest use of my money? Through honest conversations and practical guidance, they help listeners make sense of the choices involved in renting, buying, selling, investing, and planning for the future.

Drawing on decades of mortgage and housing experience, Roland and Heidi break down real mortgage questions, homeownership strategies, down payment assistance programs, FHA loans, VA loans, conventional financing, housing affordability, wealth-building opportunities, and the financial realities that influence housing decisions.

Mortgage Matters also shines a spotlight on the people and organizations working to strengthen communities across Las Vegas and Nevada. Through conversations with housing advocates, nonprofit leaders, educators, elected officials, and local changemakers, the show explores the issues that affect housing, opportunity, economic mobility, fair housing, and homeownership throughout Southern Nevada.

Roland and Heidi are active community educators who lead free homebuyer workshops across Nevada in partnership with organizations including the Nevada Housing Division, Chicanos Por La Causa (CPLC), and Nevada Rural Housing Authority. Roland serves as a director with the local chapter of the National Association of Real Estate Brokers (NAREB), and Heidi serves as President of the Silver State Fair Housing Council, where Roland is also a board member. Together, they bring mortgage expertise, housing advocacy, community involvement, and a passion for helping people make informed housing decisions to every episode.

Latest Episodes

The 21st Century Road to Housing Act: Investors, ADUs & Manufactured Housing

Congress recently passed the 21st Century Road to Housing Act, one of the most significant housing bills in years. But what do the headlines leave out, and what does t...

How Nevada's Worker Advantage Program Helped Three Buyers Become Homeowners

There are fewer than 90 Worker Advantage reservations remaining in Nevada.This week on Mortgage Matters, Heidi Griffith and Roland Daniels share the stories of three h...

Are we creating more opportunities for homeownership... or simply creating more renters?

We hear a lot about the need for more housing, but are we actually creating more homeownership opportunities... or simply creating more renters?This week, Roland Danie...

Who Benefits When You’re Told Not to Buy a Home?

This week on Mortgage Matters, Roland Daniels and Heidi Griffith take on the growing conversation around renting versus owning, financial influencers, and the advice m...

What Credit Score Do I Need to Buy a Home? The Truth About Credit and Homeownership

This week on Mortgage Matters, Heidi Griffith and Roland Daniels explore one of the biggest myths in homeownership: the belief that you need perfect credit to buy a ho...

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