People don't call us because they need a mortgage. They call us because they need help making a housing decision.

Mortgage Matters is a Las Vegas, Nevada-based radio show and podcast hosted by mortgage advisors Roland Daniels (NMLS 355859) and Heidi Griffith (NMLS 2247754) with Geneva Financial. Airing every Sunday at 7:30 AM on KUNV 91.5 and available wherever you listen to podcasts, the show explores the real-life decisions, opportunities, challenges, and financial realities that shape where and how we live.

Every week, Roland and Heidi tackle the housing conversations people are already having around kitchen tables, at family gatherings, and on social media. Should I buy or wait? Is my first home supposed to be my dream home? Should I move up, downsize, invest, or stay put? How do I build wealth through real estate? What's the smartest use of my money? Through honest conversations and practical guidance, they help listeners make sense of the choices involved in renting, buying, selling, investing, and planning for the future.

Drawing on decades of mortgage and housing experience, Roland and Heidi break down real mortgage questions, homeownership strategies, down payment assistance programs, FHA loans, VA loans, conventional financing, housing affordability, wealth-building opportunities, and the financial realities that influence housing decisions.

Mortgage Matters also shines a spotlight on the people and organizations working to strengthen communities across Las Vegas and Nevada. Through conversations with housing advocates, nonprofit leaders, educators, elected officials, and local changemakers, the show explores the issues that affect housing, opportunity, economic mobility, fair housing, and homeownership throughout Southern Nevada.

Roland and Heidi are active community educators who lead free homebuyer workshops across Nevada in partnership with organizations including the Nevada Housing Division, Chicanos Por La Causa (CPLC), and Nevada Rural Housing Authority. Roland serves as a director with the local chapter of the National Association of Real Estate Brokers (NAREB), and Heidi serves as President of the Silver State Fair Housing Council, where Roland is also a board member. Together, they bring mortgage expertise, housing advocacy, community involvement, and a passion for helping people make informed housing decisions to every episode.

Latest Episodes

Finding a Home and a Payment You Can Afford: Exploring Nevada Rural Housing Options

You want a home of your own. But between home prices, interest rates, and saving enough for your down payment and closing costs, the numbers can feel like they just wo...

High Mortgage Rates: Should You Buy a Home or Wait?

You want a home of your own. But with mortgage rates where they are, you don’t want to make a decision you’ll regret. Do you keep waiting? Or could buying still make ...

The Hidden Math of Homebuying: What That Car Payment and Lower Rate Really Cost

A lower interest rate sounds better. A $700 car payment might not seem like a housing decision. But when you're buying a home, one number rarely tells the whole story....

Why Did My Mortgage Payment Go Up If I Have a Fixed Rate?

A fixed-rate mortgage keeps your principal and interest predictable, but that doesn't mean your total monthly payment can never change. This week on Mortgage Matters,...

Think You’re Priced Out? Nevada Rural Housing Has New Options for Homebuyers

Think buying a home in Nevada is out of reach? Some recent changes may give buyers more options than they realize. Kevin Hickey from Nevada Rural Housing joins Heidi a...

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