Mortgage Matters

Heidi discusses the importance of planning for homeownership in 2025. She highlights down payment assistance programs like Nevada Housing Division and Nevada Rural Housing, which can help cover costs. Griffith emphasizes the need for a solid budget, financial discipline, and understanding credit scores. She advises against overspending during the holidays to avoid debt that could impact mortgage qualifications. Griffith also promotes an upcoming HUD-certified workshop on December 7 to provide comprehensive guidance on homeownership. She shares a success story of a family who bought their first home together and encourages listeners to set clear goals and take small steps towards their dream home.