Navigating Homeownership: Strategies for Self-Employed Borrowers and Resources from Nevada Rural Housing
Roland and Heidi discuss strategies for self-employed individuals like truck drivers to qualify for home loans, emphasizing the use of tax returns and potential bank statement loans. They introduce Kevin Hickey from Nevada Rural Housing, highlighting his role and the agency's programs. Nevada Rural Housing offers down payment assistance up to 3% and a 6.17% interest rate through the Launch Pad program, which is forgivable after five years. They also discuss the Mortgage Credit Certificate, which provides a tax credit for mortgage interest, potentially saving borrowers thousands annually. Upcoming classes and contact information for registration are provided.
